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Frequently Asked Questions
Common Questions Answered for your convenience.
Why do I need life insurance?
Life insurance provides financial security for your loved ones in the event of your passing. It can help cover living expenses, pay off debts, fund education, and ease the burden of final costs—ensuring your family’s future is protected.
What types of life insurance do you offer?
Term Life Insurance – Affordable coverage for a set period (10, 20, or 30 years).
Whole Life Insurance – Permanent coverage with lifetime protection and cash value growth.
Indexed Universal Life (IUL) – Flexible coverage with the potential for cash value growth linked to market performance.
Final Expense Insurance – Designed to help cover funeral costs and end-of-life expenses.
How much coverage should I get?
Coverage depends on your family’s financial needs, income, debts, and goals. A common recommendation is 7–10 times your annual income, but we’ll help you find the right amount for your situation.
How much does life insurance cost?
Your premium will depend on factors such as age, health, lifestyle, and policy type. The good news: there are affordable options for nearly every budget. Request a free quote today to see what works for you.
Do I need a medical exam?
Not always. Some policies require a basic health check, while others—like certain term or final expense policies—can be approved without a medical exam. We’ll match you with the option that fits best.
How do I get started?
It’s simple! Click here to Request Your Free Quote or give us a call. We’ll walk you through the process step by step.